₹Only 6 Lakh Premium Car for Just ₹1 Lakh – 29 km/l Mileage And Low EMI Options
If you’ve been dreaming of owning a stylish sedan but your budget is tight, there’s good news. Maruti Suzuki is now offering the Swift Dzire, a premium sedan worth ₹6 lakh, with a down payment of just ₹1 lakh. With mileage up to 29 km/l, modern features, and easy EMI options, it has become a top choice for middle-class buyers who want comfort and economy together.
Let’s take a detailed look at what the Swift Dzire brings to the table in its latest offering.
Overview Table
Feature | Details |
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Car Name | Maruti Suzuki Swift Dzire |
Body Type | Compact Sedan |
Engine | 1.2L DualJet Petrol / CNG Option |
Transmission | 5-Speed Manual / AMT |
Mileage | 22–29 km/l (Petrol/CNG) |
Seating Capacity | 5 Seater |
Fuel Type | Petrol / CNG |
Starting Price | ₹6.00 Lakh (Ex-Showroom) |
Down Payment | ₹1.00 Lakh (Approx.) |
EMI | ₹9,000 per month* (depends on loan) |
The Swift Dzire is a perfect mix of style and simplicity. From the front, it has a bold chrome grille, attractive projector headlamps, and a muscular bumper that gives it a premium appearance. The body lines are smooth, and the side profile is well-balanced with alloy wheels on higher variants.
At the back, the wraparound tail-lamps and neat bumper add to its classy look. The car doesn’t feel too flashy, but it’s elegant enough to turn heads. Available in several attractive colors, the Dzire gives a premium look at a budget price.
Inside, the cabin is spacious and neatly designed. The dual-tone dashboard, soft-touch materials, and chrome accents make the interior feel more luxurious than most cars in this segment.
Engine & Performance
The Dzire comes with a 1.2-litre DualJet petrol engine that delivers both power and efficiency. It produces around 90 PS of power and 113 Nm of torque, which is more than enough for city and highway driving.
You get a choice between a 5-speed manual and an AMT (Auto Gear Shift) transmission. The manual is fun to drive, while the AMT makes daily traffic easier to handle.
For those looking at running cost savings, the CNG version is also available, delivering slightly lower power but much higher mileage. Overall, the Dzire offers a smooth, quiet, and dependable performance.
Ride & Handling
The Dzire is built on Maruti’s HEARTECT platform, which makes it lighter and stronger. The suspension is tuned for comfort, so potholes and bumps are managed well. Whether you’re driving in city traffic or cruising on the highway, the Dzire offers a calm and comfortable ride.
The steering is light, which helps in city driving, and the compact turning radius makes parking easy. Even at higher speeds, the Dzire feels stable and composed, which adds to the confidence of the driver.
Features & Tech
Though priced affordably, the Dzire packs in a lot of useful features, especially in the higher variants. Here are some key highlights:
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7-inch SmartPlay Touchscreen System
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Android Auto & Apple CarPlay
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Push-button Start/Stop
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Steering Mounted Controls
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Automatic Climate Control
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Rear AC Vents
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Keyless Entry
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Dual Airbags, ABS with EBD
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Reverse Parking Camera & Sensors
Even the base variants are not completely stripped-down. Maruti ensures you get value at every price level.
Mileage & Fuel Efficiency
Fuel efficiency is one of the biggest advantages of the Swift Dzire.
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Petrol Manual: Up to 23.2 km/l
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Petrol AMT: Up to 24.1 km/l
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CNG Variant: Up to 29.2 km/kg
This makes Dzire one of the most fuel-efficient sedans in India today. Whether you’re a daily commuter or a weekend traveler, this car helps you save money in the long run.
Price & Variants
The Dzire comes in four main variants – LXi, VXi, ZXi, and ZXi+ – and each variant is available in manual or AMT.
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Base Price (LXi): ₹6.00 Lakh
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Top Variant (ZXi+ AMT): Around ₹9.00 Lakh
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CNG Variant (VXi CNG): ₹7.80 Lakh (Approx.)
With ₹1 lakh down payment, you can bring home the base or mid variant, and pay the rest through EMIs starting at ₹9,000 per month, depending on your bank and loan plan.
FAQs
Q1: Is Swift Dzire good for daily office use?
Yes, it’s fuel-efficient, easy to drive in traffic, and comfortable for regular office travel.
Q2: Is there a diesel option?
No, Maruti has stopped diesel models. The Dzire is now available in Petrol and CNG.
Q3: What about safety?
The Dzire offers dual airbags, ABS with EBD, rear parking sensors, and a solid body structure for safety.
Q4: Can I get the car with zero down payment?
Some dealers offer 100% finance during special schemes, but generally a minimum ₹1 lakh down payment is required.
Final Verdict
The Maruti Swift Dzire is a perfect family sedan that combines style, performance, and economy. With a premium feel, high fuel efficiency, trusted reliability, and the ability to buy it with just ₹1 lakh down, it is easily one of the best options under ₹10 lakh in India.
Whether you’re a working professional, a small family, or a first-time car buyer, the Dzire offers peace of mind, comfort, and strong resale value. Add Maruti’s wide service network and easy parts availability, and you’ve got yourself a winner.